Story

It's 2026 and I shouldn't spend 3 hours every month manually splitting $15K revenue:

• 50% to co-founder • 10% across 3 contractors • 5-10% to ~15 affiliates • 30% to tax account

This should be automated. Maybe through a kind of workflow builder that can trigger money flows.

What I've tried:

- Stripe Connect: Only splits to one account - Zapier: Can't actually move money (ToS restriction) - Manual scripts: Works but I'm now maintaining financial infrastructure. - Escrow.com: $100 min fee, designed for one-off transactions

What I want: Set rules once → money routes automatically each month.

Questions:

1. Does this exist? (Feels like I'm bad at searching)

2. If not, why? Regulatory? Nobody trusts automation with money? Technical blocker? Stable coins could maybe help shipping this.

3. What's your current solution? Custom code? Just manual transfers?

I've talked to ~20 founders. Most are either: - Writing custom scripts (requires dev skills + maintenance) - Paying accountants (expensive, still manual) - Suffering through manual transfers (time sink)

Seems like a gap between "fully manual" and "build your own payment infrastructure."

Am I missing something obvious?