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It seems to me like there’s an overall negative sentiment towards crypto here on HN. Why is this the case?

I get there’s a lot of false hype around various projects and the space has scams but looking beyond that, is it not a system that can disrupt existing financial system? Im taking about things like decentralised exchanges, RWAs, stablecoins, appear to be converging on allowing more people to participate in the financial markets without needing to go thru lengthy onboarding processes or engaging with brokers. The programmable factor also allows for there to be a platform for new ways of auntonomous transacting.

Do people tend to disagree with this vision or if not, why then would people here on HN have a negative view on crypto?